Here are 90 books that Bank 4.0 fans have personally recommended if you like
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As a physicist by education and therefore fundamentally interested in how things work, my early career was spent in secure communications before moving into finance, specifically payments. I helped to found one of the leading consultancies in the field and worked globally for organizations ranging from Visa and AMEX to various governments and multiple Central Banks. I wrote, it turned out, one of the key books in the field, Identity Is The New Money (2014), and subsequently, Before Babylon, Beyond Bitcoin (2017), about the history and future of money. The Currency Cold War (2020) was a prescient implication of digital currencies, particularly CBDC.
I see David Greaeber’s book as a landmark in the field. He completely changed my understanding of and views on money’s role in society and its evolution. I had the good fortune to meet David a few times (in fact, I made a podcast with him) and feel like I learned from every conversation.
Until I read David’s book, I had assumed that the Barter theory of money and the double coincidence of wants was the natural and unchallenged explanation for how money came to be and what roles it performed. David’s and subsequent authors' work has shown that this view is simplistic and outdated.
The groundbreaking international best-seller that turns everything you think about money, debt, and society on its head—from the “brilliant, deeply original political thinker” David Graeber (Rebecca Solnit, author of Men Explain Things to Me)
Before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era that we also first encounter a society divided into debtors and creditors—which lives on in full force to this day.
It is April 1st, 2038. Day 60 of China's blockade of the rebel island of Taiwan.
The US government has agreed to provide Taiwan with a weapons system so advanced that it can disrupt the balance of power in the region. But what pilot would be crazy enough to run…
As a physicist by education and therefore fundamentally interested in how things work, my early career was spent in secure communications before moving into finance, specifically payments. I helped to found one of the leading consultancies in the field and worked globally for organizations ranging from Visa and AMEX to various governments and multiple Central Banks. I wrote, it turned out, one of the key books in the field, Identity Is The New Money (2014), and subsequently, Before Babylon, Beyond Bitcoin (2017), about the history and future of money. The Currency Cold War (2020) was a prescient implication of digital currencies, particularly CBDC.
When I first became interested in the future of money as a distinct subject, I had the good fortune to meet the late professor, Glyn Davies. I saw him give a talk on the topic, which was a revelation! His book provides a solid grounding in the evolution of money.
I think no one should formulate opinions about the future of money until they understand its history better. I found the book accessible and compelling, I read it like a novel turning over the pages to see what happened next!
A History of Money looks at how money as we know it developed through time. Starting with the barter system, the basic function of exchanging goods evolved into a monetary system based on coins made up of precious metals and, from the 1500s onwards, financial systems were established through which money became intertwined with commerce and trade, to settle by the mid-1800s into a stable system based upon Gold. This book presents its closing argument that, since the collapse of the Gold Standard, the global monetary system has undergone constant crisis and evolution continuing into the present day.
As a physicist by education and therefore fundamentally interested in how things work, my early career was spent in secure communications before moving into finance, specifically payments. I helped to found one of the leading consultancies in the field and worked globally for organizations ranging from Visa and AMEX to various governments and multiple Central Banks. I wrote, it turned out, one of the key books in the field, Identity Is The New Money (2014), and subsequently, Before Babylon, Beyond Bitcoin (2017), about the history and future of money. The Currency Cold War (2020) was a prescient implication of digital currencies, particularly CBDC.
One of the first things I learned when I started to study the topic seriously was that there is a great deal of confusion between payments and banking. Of course, money has different functions; we all understand that, but we live in a time when those functions are, in a way, jumbled together.
There is no fundamental economic reason why banks provide payment systems on such a large scale, and indeed, one of the major impacts of new technologies in the space may be to separate them. This is a timely and well-written book about payments and the extent to which the unbanked problem should be reinterpreted because most people in most of the world want payments, not banking.
"What happens when we make a payment is literally a multi-billion dollar question. This is a fascinating and entertaining insight into those seconds between clicking a button and money appearing in far-off accounts - and the changing face of those who profit." - Dharshini David, author of The Almighty Dollar
How we pay is so fundamental that it underpins everything - from trade to taxation, stocks and savings to salaries, pensions and pocket money. Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It…
A Duke with rigid opinions, a Lady whose beliefs conflict with his, a long disputed parcel of land, a conniving neighbour, a desperate collaboration, a failure of trust, a love found despite it all.
Alexander Cavendish, Duke of Ravensworth, returned from war to find that his father and brother had…
As a physicist by education and therefore fundamentally interested in how things work, my early career was spent in secure communications before moving into finance, specifically payments. I helped to found one of the leading consultancies in the field and worked globally for organizations ranging from Visa and AMEX to various governments and multiple Central Banks. I wrote, it turned out, one of the key books in the field, Identity Is The New Money (2014), and subsequently, Before Babylon, Beyond Bitcoin (2017), about the history and future of money. The Currency Cold War (2020) was a prescient implication of digital currencies, particularly CBDC.
For my final choice, I recommend a work of fiction that made me think deeply about the future of money, markets, institutions, and society. I started reading Ari Juels’ book out of polite interest since I met him, and I can personally testify to his smartness and niceness.
Once I started reading it, however, I couldn’t put it down! It’s a very well-crafted story that draws the reader into the world of blockchains and digital assets with, I thought, very human and believable characters. I can tell you firsthand that trying to write a novel about the future of money is incredibly difficult—I’ve tried! I take my hat off to him for this excellent work, which I hope will cause more people to take the future of money and all it implies more seriously.
Fears of a weaponized blockchain become reality when a software developer races to deactivate the rogue smart contract targeting him for assassination.
Life is comfortable for a prominent, if schlubby, developer at a New York City blockchain company. That is, until FBI Special Agent Diane Dumnil seeks his help against a bewildering threat: The Delphians, worshippers of the god Apollo, have launched a rogue program on a blockchain. It's offering a crypto bounty to assassinate a European archaeology professor.
The developer brushes off the danger until he learns the next target: Himself.
Mythical antiquity collides with a near-future cyberworld as…
Since I was a little boy, I’ve been passionate about technology and its potential to help people. After 25 years working in high tech, digital transformation, and artificial intelligence with a career spanning Intel, Google DeepMind, and a few successful startups I co-founded, I’ve pivoted to helping people, particularly leaders, understand how AI will transform business, education, and society, and how they can use AI to create new value and solve problems for people. AI is about to change everything about everything, and these books will help readers understand what’s coming and prepare themselves for humanity’s journey into an age of abundant intelligence.
When Peter’s book was released the same month as mine, I was initially concerned it would be duplicative. As I eagerly read his book, I realized it was a companion piece to mine. We discuss many of the same topics, and examples in my book help to illustrate concepts in his and vice versa.
From the New York Times bestselling authors of Abundance and Bold comes a practical playbook for technological convergence in our modern era.
In their book Abundance, bestselling authors and futurists Peter Diamandis and Steven Kotler tackled grand global challenges, such as poverty, hunger, and energy. Then, in Bold, they chronicled the use of exponential technologies that allowed the emergence of powerful new entrepreneurs. Now the bestselling authors are back with The Future Is Faster Than You Think, a blueprint for how our world will change in response to the next ten years of rapid technological disruption.
Many believe the planet's energy needs can be provided carbon-free, with solar, wind, and water carrying the load. Coal, oil, and natural gas use will fade away. It’s an appealing vision. But the numbers don’t back it up for seven billion people, many looking in on the comfortable lifestyles of the wealthy countries and thinking: “What about us?”. Humanity needs a mix of energy sources, and nuclear energy is a carbon-free power source that can deliver at scale. I’m a nuclear physicist by training, recently retired from North Carolina State University, with interests in cosmology, energy research and policy, science education, and neutron and neutrino physics.
Putting in the numbers is what Gates does in his book. Climate change is real, no question. How to address it is where the controversy comes in. I really like that from the outset, Gates proposes five questions to consider whenever climate change is discussed: what fraction of the annual carbon dioxide emission are you removing? What’s your plan for cement? How much electrical power will be needed, what’s the cost, and how much space will it take up?
But he’s optimistic that zero emissions can be reached. He argues there are many options to explore, including nuclear, and says, contrary to much of the news reporting, don’t focus on 2030; focus instead on 2050 to give the best solutions time to emerge.
In this urgent, authoritative book, Bill Gates sets out a wide-ranging, practical - and accessible - plan for how the world can get to zero greenhouse gas emissions in time to avoid a climate catastrophe.
Bill Gates has spent a decade investigating the causes and effects of climate change. With the help of experts in the fields of physics, chemistry, biology, engineering, political science, and finance, he has focused on what must be done in order to stop the planet's slide toward certain environmental disaster. In this book, he not only explains why we need to work toward net-zero emissions…
The Duke's Christmas Redemption
by
Arietta Richmond,
A Duke who has rejected love, a Lady who dreams of a love match, an arranged marriage, a house full of secrets, a most unneighborly neighbor, a plot to destroy reputations, an unexpected love that redeems it all.
Lady Charlotte Wyndham, given in an arranged marriage to a man she…
Author/journalist Harold Goldberg has written about video games since the 1990s. He is the author of All Your Base Are Belong to Us (How 50 Years of Videogames Conquered Pop Culture) and The League of Legends Experience. He is the founder of the non-profit New York Videogame Critics Circle and The New York Game Awards, both of which raise funds for essential classes and scholarships in New York City's underserved communities. As editor in chief of Sony Online Entertainment, he worked on Star Wars Galaxies and EverQuest. He has written for The New York Times, The Washington Post, Vanity Fair,Wired, and elsewhere. Goldberg also co-wrote My Life Among The Serial Killers with Dr. Helen Morrison.
Of the small subgenre books that deal with the way games aid education, Toppo's shows how games can make a difference in the way students learn by looking at first at a Washington, D.C. school's success with improving math scores through game playing. From there, he visits professors and visionaries, all of whom have helped kids learn through games. One thing becomes clear: if there were a games class in every school, especially in underserved communities, student grades would go up.
What if schools, from the wealthiest suburban nursery school to the grittiest urban high school, thrummed with the sounds of deep immersion? More and more people believe that can happen - with the aid of video games. From Greg Toppo, USA Today's national K-12 education and demographics reporter, The Game Believes in You presents the story of a small group of visionaries who, for the past 40 years, have been pushing to get game controllers into the hands of learners. Among the game revolutionaries you'll meet in this book:
*A game designer at the University of Southern California leading a…
I've been teaching and writing in the field of the history of technology for over six decades, and it's not too much to say that the field and my professional career grew up together. The Society for the History of Technology began in 1958, and its journal, Technology and Culture, first appeared the following year. I've watched, and helped encourage, a broadening of the subject from a rather internal concentration on machines and engineering to a widening interest in technology as a social activity with cultural and political, as well as economic, outcomes. In my classes I always assigned not only original documents and scholarly monographs but also memoirs, literature, and films.
It is hardly news that housework is gendered. But in this classic study Cowan, by taking housewifery seriously as work and kitchen utensils and appliances seriously as technologies, opens up the whole panorama of production and consumption in a domestic setting. The influx of new appliances, and in a more convenient form old materials (such as powdered soap) in the early decades of the 20th century worked to, in a sense, “industrialize” the home. Unlike factory workers, however, housewives were unpaid, isolated, and unspecialized. Their managerial role shrank (hired help disappeared from most homes) and rather than being drained of meaning, like the work of factory hands, theirs became burdened with portentous implications of love, devotion, and creativity. Finally, as housework became “easy,” standards rose. At one time changing the bed might have amounted to putting the bottom sheet in the wash and the top sheet on the bottom,…
In this classic work of women's history (winner of the 1984 Dexter Prize from the Society for the History of Technology), Ruth Schwartz Cowan shows how and why modern women devote as much time to housework as did their colonial sisters. In lively and provocative prose, Cowan explains how the modern conveniences,washing machines, white flour, vacuums, commercial cotton,seemed at first to offer working-class women middle-class standards of comfort. Over time, however, it became clear that these gadgets and gizmos mainly replaced work previously conducted by men, children, and servants. Instead of living lives of leisure, middle-class women found themselves struggling…
I am an integrative child psychiatrist with a special focus on how screen-time detunes the nervous system, causing issues with sleep, mood, focus, and behavior. In fact, technology use is the most underestimated influence of our time; it causes problems whose connections aren’t always obvious, leads to misdiagnosis and overmedication, and wastes resources. I am passionate about helping children and families methodically reverse these changes using screen fast protocols that provide dramatic improvements in functioning and well-being. I speak regularly to parents’ groups, schools, and health providers, and my work has been featured on such outlets as NPR, CNN, NBC Nightly News, Psychology Today, and Good Morning America.
I found myself wanting to stand up and applaud while reading this book. The description of what a kid really does on a typical day at school is alone worth the purchase (and will make you laugh... and then heave a deep sigh.) But more importantly, these two teachers outline the pitfalls our digitally-driven world has created in terms of education, deep thinking, social responsibility, and ability to problem solve. As someone who has done a lot of research into the “screens in school” topic, I found this book to be thorough and clear, and written with enough humor to make a tough topic palatable.
Over the past decade, educational instruction has become increasingly digitized as districts rush to dole out laptops and iPads to every student. Yet the most important question, “Is this what is best for students?” is glossed over. Veteran teachers Joe Clement and Matt Miles have seen firsthand how damaging technology overuse and misuse has been to our kids. On a mission to educate and empower parents, they show how screen saturation at home and school has created a wide range of cognitive and social deficits in our young people. They lift the veil on what’s really going on in schools:…
This book follows the journey of a writer in search of wisdom as he narrates encounters with 12 distinguished American men over 80, including Paul Volcker, the former head of the Federal Reserve, and Denton Cooley, the world’s most famous heart surgeon.
In these and other intimate conversations, the book…
Since 2008, I have conducted research on themes related to International Political Economy. I am currently the co-chair of the research committee on this topic at the International Political Science Association (IPSA) and am passionate about making sense of the interplay between material and symbolic factors that shape capitalism and globalisation. Being based in Brazil, I was stuck when the country—which did not have salient identity cleavages in politics—came to be, after 2008, a hotspot of religious-based right-wing populism associated with the defence of trade liberalisation as globalisation started to face meaningful backlash from White-majority constituencies who are relatively losers of the post-Cold War order in the advanced industrialised democracies.
In a time when industrial policy is no longer taboo, even in the West, I would recommend this book to remember the pivotal role that state policies play in promoting development.
More than being the result of self-made people, crucial innovations like the smartphone result from the research backbone that the state provides.
The book is, therefore, thought-provoking as it debunks myths of state decline during the so-called neoliberal age, although recognises that private firms have acquired excessive power.
In this sharp and controversial expose, Mariana Mazzucato debunks the pervasive myth that the state is a laggard, bureaucratic apparatus at odds with a dynamic private sector. She reveals in detailed case studies, including a riveting chapter on the iPhone, that the opposite is true: the state is, and has been, our boldest and most valuable innovator. Denying this history is leading us down the wrong path. A select few get credit for what is an intensely collective effort, and the US government has started disinvesting from innovation. The repercussions could stunt economic growth and increase inequality. Mazzucato teaches us…
