Book cover of The Pay Off: How Changing the Way We Pay Changes Everything

Book description

"Admirably lucid" - Gillian Tett, FT

"What happens when we make a payment is literally a multi-billion dollar question. This is a fascinating and entertaining insight into those seconds between clicking a button and money appearing in far-off accounts - and the changing face of those who profit." - Dharshini…

When you buy books, we may earn a commission that helps keep our lights on (or join the rebellion as a member).

Why read it?

1 author picked The Pay Off as one of their favorite books. Why do they recommend it?

One of the first things I learned when I started to study the topic seriously was that there is a great deal of confusion between payments and banking. Of course, money has different functions; we all understand that, but we live in a time when those functions are, in a way, jumbled together.

There is no fundamental economic reason why banks provide payment systems on such a large scale, and indeed, one of the major impacts of new technologies in the space may be to separate them. This is a timely and well-written book about payments and the extent to…

From David's list on the future of money.

If you love The Pay Off...

Ad

Book cover of The High House

The High House by James Stoddard,

The Victorian mansion, Evenmere, is the mechanism that runs the universe.

The lamps must be lit, or the stars die. The clocks must be wound, or Time ceases. The Balance between Order and Chaos must be preserved, or Existence crumbles.

Appointed the Steward of Evenmere, Carter Anderson must learn the…

Want books like The Pay Off?

Our community of 12,000+ authors has personally recommended 45 books like The Pay Off.

Browse books like The Pay Off

Book cover of Debt: The First 5,000 Years
Book cover of A History of Money
Book cover of Bank 4.0: Banking Everywhere, Never at a Bank

Share your top 3 reads of 2025!

And get a beautiful page showing off your 3 favorite reads.

1,210

readers submitted
so far, will you?

Ad

📚 If you like The Pay Off, you might also like...

Book cover of Aggressor

Aggressor by FX Holden,

It is April 1st, 2038. Day 60 of China's blockade of the rebel island of Taiwan.

The US government has agreed to provide Taiwan with a weapons system so advanced that it can disrupt the balance of power in the region. But what pilot would be crazy enough to run…

Book cover of The Duke's Christmas Redemption

The Duke's Christmas Redemption by Arietta Richmond,

A Duke who has rejected love, a Lady who dreams of a love match, an arranged marriage, a house full of secrets, a most unneighborly neighbor, a plot to destroy reputations, an unexpected love that redeems it all.

Lady Charlotte Wyndham, given in an arranged marriage to a man she…

5 book lists we think you will like!